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Business Income Cheat Sheet

Determining a business income limit is a math problem.  By calculating lost revenue plus continuing expenses, we can arrive at a number to consider as a business income limit.  Traditionally, the worksheets that carriers provide in order to make this calculation are arduous, with inquiry that is not always applicable to your organization.  Below is a quick summary business income worksheet, applicable to most organizations, and provides a smart starting point for determining a proper business income limit.  We can then consider additional and unique aspects of your operations to further refine to a most appropriate limit to choose. 

Click on the button below to get instant access to this free worksheet - It will take you to a Google Doc - Right Click on the file and select "Download"- This is an Microsoft Excel Document - Once you open the worksheet in Excel, at the top of the worksheet you will have to "Enable Editing" (in Excel) to be able to input your numbers. - If you have any questions, please feel free to give us a call.
Ping me on the calendar below and let’s talk.  Thank you for reading.
Dan Gilligan, CEO Paradigm Insurance Services, LLC
This document was created by, and is the exclusive property of, Paradigm Insurance Services LLC. The information provided in this document is intended for informational purposes only and is subject to change without notice. Insurance products placed through Paradigm Insurance Services LLC, a licensed insurance producer (National Producer Number (NPN) 16675511).

LEGAL DISCLAIMER Views expressed here do not constitute legal advice. The information contained herein is for general guidance of matter only and not for the purpose of providing legal advice. Discussion of insurance policy language is descriptive only. Every policy has different policy language. Coverage afforded under any insurance policy issued is subject to individual policy terms and conditions. Please refer to your policy for the actual language. Also, certain facts and circumstances in this narrative have been changed to provide anonymity relating to the organizations and persons involved.

Paradigm Insurance Services, LLC

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Phone: 908-782-3800
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